Get Your Free Canada Credit Report & Score

About FreeCanadaCreditReport.ca

At FreeCanadaCreditReport.ca, you can instantly view your free Canadian credit score online and get helpful information about controlling debt, guarding against identity theft and improving your credit score. We also offer tips on banking, the best credit resources and an engaging personal finance blog, as well as the latest Canadian business news. Our site not only offers the fastest and easiest way to check your credit report for free, but our hope is that it engages you and helps you think about the steps you can take to achieve your financial goals.

Keeping a watchful eye on your credit can be one of the most important things you do for your financial well being. Your credit report can open doors, such as the ability to purchase a home or car. But if not cared for and monitored, that same credit report can close those doors and even cause your identity to become compromised.

That's why we recommend ordering a free credit report a minimum of every six months. No one is going to monitor your credit for you, and only you can protect yourself from the threat of identity theft. Plus, there's nothing like seeing your credit score with your own eyes and knowing exactly where you stand if you want to open a line of credit for any reason. It only takes a minute to check your credit history on FreeCanadaCreditReport.ca, so why not give it a try?

One common reason to check your credit regularly is to ensure that none of your creditors has made an erroneous claim on your credit history. If, for example, your mortgage company reported that you were 60 days late on a payment, but you made every payment on time, this erroneous claim could cause your credit score to take a severe hit. Once you have your credit history in hand, you can examine any questionable hits against your credit and take steps to correct them, if necessary.

Identity theft is another important reason to keep an eye on your credit. In 2006 alone, Canadians lost more than $16 million to incidences of identity theft. One form of identity theft occurs when someone uses your personal accounts to purchase goods and services without your permission. The best way to protect yourself from this type of theft is to check your credit card and bank statements monthly to ensure no charges or debits appear that you did not personally authorise.

But another form of identity theft occurs when someone acquires much of your personal information, such as your full name, date of birth and social insurance number. In this instance, the thief would use your information to open new accounts in your name, thus assuming your identity and damaging your credit history when the debts created by those accounts go unsatisfied. To protect yourself from this most dangerous form of identity theft, it is necessary to examine your credit report regularly.

FreeCanadaCreditReport.ca offers full access to your Canadian credit report online, using privacy safeguards to verify your identity. You can rest assured that you are viewing your complete credit history from a secure server that can only be accessed by you. Furthermore, you are free to print out your report and use our tools and informative library of articles to improve your credit score and protect yourself from circumstances that could damage your credit history.

Take the first step by visiting our free credit report form. Complete the simple two-part form and view your credit report in just seconds. You’ll be glad you did.