Hello, there. My name is Calley, and I want to invite you into my world. I am on a mission to save. I’ve got a goal to seize the resources at my disposal, improving my life and the lives of the ones I love.
I am a 22-year-old mother with a 20-month-old and a 3-month-old to care for, and my husband’s income keeps us afloat. I do a bit of freelance writing to bring in some extra money. We’re able to pay our bills, but not much else. If we’re going to do some of the things we’ve hoped and dreamed of doing, we’ve got to get a handle on our debt and pay it off, then start saving for some of the memories we want to make together.
So I’m blogging to let you in on my adventure. Perhaps I will inspire you to spend wisely and shoot for your dreams. With this first post, I’ll just lay out some of my plans to pay down debt and save up some cash—and the long-term goals I hope these plans will help me reach.
Mastercard—$2,650.00
The interest on this card is 19.75%. I don’t use this card anymore, but am still getting charged accumulated interest. I hope to pay this one off first.
Visa—$2,500.00
The interest on my TD Visa Travel Card is 19.75%. This is the credit card I use most often. Paying off this card is second priority.
Camera Fund—$3,164.00
I am determined to buy the Nikon D90 camera for my husband. He loves to take pictures and we are currently using a point-and-shoot which yields sub-par results. We both want those outstanding pictures of the kids, you know, the kind that looks like it was taken by a professional. My husband knows how to do it; he just needs the right tools. Continue Reading…
