Equifax
Many people may know Equifax as a company that provides credit ratings for individuals and businesses in Canada. The company is actually headquartered in Atlanta, Georgia, and while it does provide credit reports and FICO scores, it provides a number of other services. Equifax has been in business for more than 100 years and compiles data on financial transactions and creditworthiness to help small and large businesses make informed and prudent decisions when it comes to lending practices.
Beyond the collection of personal data used by businesses, Equifax also provides portfolio-management services, assists businesses with marketing practices and is an industry leader in fraud detection. Equifax not only serves businesses, but it can help individuals to protect their financial data and personal information. Identity protection and financial protection are both hallmarks of the services Equifax provides to individuals. People in Canada can get a free credit report to let them know where they stand in the eyes of businesses.
Spotlight on Equifax
About Equifax
You can contact Equifax to request a free credit report. When you provide them with all of the necessary information, you will receive your credit report through Canada Post. It is something that everybody should take the time to do, as you are allowed to periodically request the information for free and what is written in your credit report can affect you in many ways. First of all, you can ensure that you are not getting credit hits that you aren’t aware of or that should not be on your credit report. If you do, you can petition to have them removed or identify the source of the problem.
Getting a free credit report from Equifax will help you to keep your credit rating as high as possible. This will not only benefit you because you can have better access to credit but you can also get better interest rates on money that you borrow. It can especially make a difference when you are investing in a home, and you will be incurring get that will last or a long period of time.
There are also other types of credit reports that you can get from Equifax that are not free, but can be delivered to you more quickly online if you need them fast. They provide services like those that will monitor your credit score and alert you to any unexpected changes within a 24 hour period. You can also find products with Equifax that insure you against identity theft, a growing problem in the Internet age.